Payment Policy
Effective Date: July 22, 2025
Contact: info@inklora.com
Website: https://inklora.com
1. Accepted Payment Methods
Inklora.com currently accepts only the following payment methods for purchases on our platform:
- Visa
- Mastercard
All transactions are processed through a secure payment gateway with support for 3D Secure (3DS) authentication.
2. 3D Secure (3DS) Authentication
For enhanced security and regulatory compliance, Inklora enforces 3D Secure (3DS) for all card transactions. This is an additional layer of verification required by your card issuer (e.g., via SMS, app verification, or biometrics).
Your transaction may be declined if:
- Your bank does not support 3D Secure
- You fail to complete the authentication process
If you encounter issues during payment, please contact your bank or card provider first, or email us at info@inklora.com.
3. Payment Security
- All payments are processed via PCI DSS-compliant third-party providers (e.g., Stripe).
- Inklora does not store full credit card numbers or CVV codes on its servers.
- All communication is encrypted via HTTPS.
4. Billing Currency
All prices on Inklora.com are displayed in [Insert Default Currency, e.g., USD or EUR]. Your bank may apply currency conversion fees depending on your location and account settings.
5. Payment Authorization & Completion
- Payment is authorized and captured at the time of purchase.
- Once payment is confirmed, access to the purchased digital product is granted immediately.
- A receipt will be emailed to the address associated with your account.
6. Failed Transactions
If your payment fails due to card errors, 3DS failure, or other technical issues, your order will not be completed. No digital goods will be delivered until full payment is successfully processed.
Please retry the transaction or use a different Visa or Mastercard card that supports 3D Secure.
7. Fraud Detection
Inklora and its payment processors use automated fraud screening systems. Suspicious or high-risk transactions may be:
- Held for manual review
- Rejected
- Reported to relevant authorities
We reserve the right to cancel transactions or restrict account access if fraud is suspected.
8. Refunds & Disputes
See our Return and Refund Policy for details. Chargebacks initiated without contacting us first may result in account suspension.
9. Changes to Payment Terms
We may update this Payment Terms Policy from time to time. Any changes will take effect immediately upon posting on the website.
10. Contact
For billing or payment-related questions, please email: info@inklora.com